red scabs on skin - * **Latihan Rutin:** Luangkan waktu untuk latihan di lab *virtual* secara rutin. Semakin banyak kalian berlatih, semakin mahir kalian.
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To implement its monetary policy, the RBI uses several tools. The most well-known tool is the **repo rate**. This is the interest rate at which the RBI lends money to commercial banks. When the RBI raises the repo rate, it becomes more expensive for banks to borrow money, which in turn can lead to higher interest rates for consumers and businesses. This can help curb inflation by reducing borrowing and spending. Conversely, when the RBI lowers the repo rate, it becomes cheaper for banks to borrow, potentially boosting borrowing and economic activity. Another important tool is the **reverse repo rate**, which is the interest rate at which the RBI borrows money from commercial banks. The RBI also uses **open market operations**, which involve buying or selling government securities to inject or withdraw money from the market. And let's not forget about **cash reserve ratio (CRR)** and **statutory liquidity ratio (SLR)**, which are the portions of deposits banks are required to keep with the RBI or in liquid assets.
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