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A: Yes, *Money Market Deposit Accounts* (MMDAs) offered by banks are FDIC insured. However, *Money Market Mutual Funds*, which are investment products, are *not* FDIC insured. Always check the specific product name.
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To prep, listen to a bunch of different English audio, and try to vary your content. Watch English-language movies, TV shows, podcasts, or news broadcasts. Start with subtitles on if you need them, then gradually try to listen without them. Take notes while you listen to help you remember important information. Practice, practice, practice! The more familiar you are with different accents and speaking styles, the better you'll do on test day. Make sure you're comfortable with the different types of audio you might encounter, from casual conversations to more formal lectures.