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SSDI and SSI are both programs administered by the Social Security Administration, but they have some key differences. As we've discussed, SSDI is for those who have worked and paid Social Security taxes. SSI, on the other hand, is a **_needs-based program_** for individuals with limited income and resources. It's designed to help those who haven't worked enough to qualify for SSDI or whose SSDI benefits are very low. Think of SSI as a safety net for those who are most vulnerable.
